LendRisk Analytics · Client platform

We read your book the way the bank behind it does.

Portfolio reads, dealer and group benchmarking, underwriting standards pulled from a book's own history, and the covenant work a facility runs on. Every instrument is on this page, working, because the fastest way to judge an analyst is to watch the work.

Benchmarked to Fitch · TransUnion · NHTSA vPIC · Every formula published
LIVE READOUT SYNTHETIC · $1.34M BOOK · 217 ACCOUNTS
The aggregate (what the tape says)
30+ share · live book 14.9% ✓ HEADLINE
Scheduled collections / mo $62K ✓ ON PLAN
The story underneath (what the read finds)
30+ share · months 6 to 12 21.1% CLIFF
2025 Q1 pool · pay completion 0.61 OUTLIER
19 rewritten contracts under the headline
6 findings
9 stores scored
100% rows cited
Open the sample →
01 · Instruments
7
On the front door, formulas published
02 · Sample book
1.34$M
217 synthetic accounts, fixed seed, generator published
03 · Findings on it
6
Every one with the source rows cited
04 · Seasoning cliff
0→21%
30+ rate, months 0 to 6 vs 6 to 12
05 · Recovery law
51
Jurisdictions mapped, four levers each
Then watch it run on a whole book

One tape in.
Six findings out.

The instruments above are single reads. The sample portfolio puts them together on a full synthetic book, read exactly the way a client book is read, with every number traceable to the row it came from.

✓The seasoning curve and where the book actually breaks
✓Static pools by origination quarter, the outlier flagged
✓Nine stores scored on documented deductions
✓Every VIN decoded into a collateral risk map
✓The integrity findings a lender's file pull would surface
The sample portfolio
Meridian Auto Group,
read end to end.

217 synthetic accounts generated from a fixed seed, with the generator published beside the page. No client data, anonymized or otherwise, appears anywhere in it.

Open the sample → Client access is issued per member →
Client engagements run on the client's own data under NDA